What is UR?

UR is a smart money application developed by Mantle Network that combines cryptocurrency wallet functionality with traditional banking services in a single self-custodial platform. It allows users to hold, manage, and transfer both fiat currencies and crypto assets, supporting multi-currency IBAN accounts for SEPA, SWIFT, and SIC transfers, instant peer-to-peer payments, and direct bank integrations for deposits and withdrawals.

The plarform running on the Mantle Network blockchain for on-chain crypto operations, with embedded self-custody wallets secured by biometric authentication and powered by infrastructure like Turnkey, while fiat features connect to regulated banking rails for conversions and off-ramping with low or zero fees.

Users can deposit supported tokens like USDC across multiple chains, swap between crypto and fiat, and access spending options such as virtual or physical cards.