Florence Finance is a decentralized finance (DeFi) platform that bridges the gap between DeFi and funding for small and medium-sized enterprises (SMEs). It operates by allowing users to commit stablecoins to the protocol in exchange for receipt tokens. These stablecoins are then used to fund real-world loans to SMEs through SME lending platforms (Delegates). The loans generate real-world yields that are distributed back to the stablecoin funders. The platform maintains transparent, immutable records on-chain, while facilitating liquidity through secondary markets.