A well-known crypto analyst, Crypto Beast, has made a bold prediction about XRP future price trajectory, suggesting that it could reach $15 with ease under specific conditions. This interesting outlook comes amidst a consolidation of prices, which is now looking to regain momentum above $3.

Banks Adopting XRP Could Send It To $15

Bitcoin was created to disrupt the traditional financial industry and compete with the existing global financial system. While many other early cryptocurrencies like Ethereum and Litecoin also built upon this premise, XRP took another approach. Its creators developed it as a solution for fast and efficient cross-border transactions, aiming to complement the existing financial infrastructure rather than replace it.

Despite its intended role in improving financial transactions, XRP has faced years of price struggles, with long periods of decline over multiple years overshadowing its utility. This lackluster growth led many traders to lose faith, with some dismissing it as a dying asset. Interestingly, despite regulatory challenges and market downturns, the asset remained one of the top-ranking cryptocurrencies by market capitalization throughout this period. 

However, recent price rallies have breathed life into XRP. Particularly, this rally has seen the value of XRP grow massively since November 2024 and is now the third largest crypto in terms of market cap. This has seen sentiment around the altcoin shifting into a more optimistic direction, with some crypto analysts who doubted before now revealing bullish price targets for its price.

One of these analysts is Crypto Beast, who recently shared a $15 price prediction for XRP. Speaking to his over 560,000 followers on social media platform X, Crypto Beast stated that XRP’s price could surge to $15 if banks worldwide fully integrate the token into their systems.

Is $15 A Pipe Dream Or A Realistic Target

There is a valid question of whether XRP can realistically trade at $15 given its tokenomics. As of now, XRP has a total supply of 99.9 billion tokens, with 57.7 billion coins currently in circulation. Its market capitalization stands at $177.6 billion, while its fully diluted valuation is around $307.8 billion. If XRP were to reach $15, its market cap would need to grow to approximately $865.5 billion, assuming no significant increase in circulating supply. This would also push its fully diluted valuation close to $1.5 trillion.

Such a surge would place XRP ahead of Ethereum in market cap rankings and within striking distance of Bitcoin. On the surface, this might seem like a challenging milestone, but it could become feasible if the asset gains widespread adoption in cross-border payments and replaces current methods like SWIFT. Consequently, the token’s demand will increase significantly, driving sustained price growth.

According to Changelly, the XRP price can reach the $15 target sometime around 2033. At the time of writing, the altcoin is trading at $3.08.

With the arrival of the Chinese startup driving a mass Wall Street sell-off to start the week, DeepSeek AI is set to face a US investigation that could benefit Nvidia (NVDA). Indeed, the AI chipmaker’s stock plummeted as much as 17% Monday. Moreover, the arrival of alternative artificial intelligence saw it lose $600 billion in market cap.

The potential investigation is surrounding DeepSeek’s use of Nvidia AI chips, according to a Bloomberg report. Specifically, US officials are looking for answers as to where those semiconductors were purchased through third parties in Singapore. If this were the case, it would violate United States restrictions on the sale of chips for AI product development.

Also Read: Nvidia: DeepSeek Sell-Off Led Retail Investors to Buy $920M in NVDA

DeepSeek AI Faces US Probe as Nvidia, OpenAI Look to Bounce Back

Amid the ongoing hype and demand, DeepSeek threw a wrench into the AI sector on Monday. It quickly surged in popularity, and with its costs only reaching $6 billion, it led many to question why the US stock market was funneling hundreds of billions into the sector.

The presence of the Chinese startup has led to plummeting share prices for some of the country’s top companies. Yet, the government is now looking to get to the bottom of what could be happening. Specifically, DeepSeek is facing a US investigation that could benefit Nvidia stocks.

However, there are a host of parties looking for insight into the operations of DeepSeek. Among them is OpenAI, as the ChatGPT developer has said that the startup may have “inappropriately” used data it had harvested.

Also Read: Nvidia (NVDA) Rebounds 8% as Tech Stocks Keep Bouncing Back

Specifically, the firm said, “We are aware of and reviewing indications that Deep Seek may have inappropriately distilled our models and will share information as we know more,” in a statement to NBC.

In the meantime, the US AI juggernaut is set to launch a new 03-mini model this week. The arrival of the program is seen as a response to the buzz around DeepSeek’s arrival. However, it is also likely just a part of the plane.

Earlier this week, OpenAI CEO Sam Altman said that the “next phase” of its Microsoft (MSFT) partnership was arriving. Moreover, he claimed it would be “better than anyone is ready for.” Alternatively, companies like Nvidia are continuing to rebound. Many believe it could be preparing for an unprecedented bull rally of its own.