A popular XRP community figure highlights several developments that could set the stage for what may become a historic year for XRP in 2025. Since the beginning of this year, XRP has experienced several positive developments, including widespread adoption and significant price spikes.  Catalysts to Make 2025 Historic for XRP  In a recent X post, "Jungle," a popular community figure, expressed the belief that 2025 could still be a historic year for XRP, provided certain developments materialize. National Bank Charter for RLUSD At the top of the list is Ripple securing a national bank charter license in the United States. On July 2, 2025, Brad Garlinghouse, the CEO of Ripple, confirmed that the company had applied for a national bank charter with the United States Office of the Comptroller of the Currency (OCC).  An approval could bring Ripple’s USD stablecoin under the supervision of federal banking regulators, boosting institutional clients’ confidence in RLUSD.  Grayscale Adds XRP to Its Digital Large Cap Fund (GDLC)   According to Jungle, another factor that could make 2025 a historic year for XRP is the token’s inclusion in Grayscale’s Digital Large Cap Fund (GDLC). Recall that Grayscale re-added XRP to GDLC in January 2024, joining other top assets like Bitcoin and Ethereum.  A few months later, Grayscale applied with the SEC to convert the product into a spot-based exchange-traded fund (ETF). The SEC initially approved the request on July 1 but later halted this decision the following day.  Multiple XRP Spot ETF Applications in Progress  Besides Grayscale’s GDLC, Jungle mentioned that there are several standalone XRP spot ETF applications in progress. Over 10 asset managers, including Bitwise, Franklin Templeton, 21Shares, and Canary Capital, have applied with the SEC to launch spot ETFs exclusively tied to XRP.  The SEC has a deadline of mid-October to decide whether most of these funds will launch in the U.S. Notably, industry experts like Eric Balchunas believe the SEC will approve at least one XRP ETF later this year.  BlackRock Considering Filing for XRP ETF  Furthermore, Jungle claimed that BlackRock is considering joining the race to launch an XRP ETF in the United States. This rumor surfaced after Garlinghouse disclosed that Ripple and the SEC will jointly withdraw their appeals, ending the five-year lawsuit. Despite the speculations, BlackRock has yet to submit an official application for an XRP ETF.  XRP Positioned as Bridge Asset for Global CBDC Corridors  According to Jungle, 2025 could be a historic year for XRP if central banks utilize the token as a bridge asset for cross-border CBDC flows. As multiple central banks explore CBDCs through collaboration with Ripple, Jungle believes XRP is positioned to serve as a bridge asset for these CBDC flows. However, this remains speculative. Meanwhile, several financial institutions have already leveraged XRP as a bridge asset for cross-border payments due to its ability to settle transactions instantly and at a minimal cost.  Robinhood and Bitstamp Launching Derivatives Exchange on XRPL  Furthermore, Jungle highlighted Robinhood and Bitstamp’s plans to launch a crypto derivatives exchange on the XRPL, potentially making 2025 a historic year.   Recall that in February, Robinhood, through its acquisition of Bitstamp, announced the upcoming launch of a crypto derivatives platform on the XRP Ledger (XRPL). At the time, crypto analyst WallStreetBulls speculated that the platform could channel liquidity worth trillions through XRPL.  Meanwhile, Jungle emphasized that these developments are not mere hype but real moves being lined up to make 2025 a memorable year for XRP. He asserted that the community knows what would happen if half of these developments come to fruition. In the meantime, XRP price is at $2.59 at press time, up 27.7% since the beginning of the year. XRP’s volume has spiked by 37% in the past day to $7.3 billion. It remains the fourth-biggest cryptocurrency with a market cap of $153.06 billion. 

A popular XRP community figure highlights several developments that could set the stage for what may become a historic year for XRP in 2025. Since the beginning of this year, XRP has experienced several positive developments, including widespread adoption and significant price spikes.  Catalysts to Make 2025 Historic for XRP  In a recent X post, "Jungle," a popular community figure, expressed the belief that 2025 could still be a historic year for XRP, provided certain developments materialize. National Bank Charter for RLUSD At the top of the list is Ripple securing a national bank charter license in the United States. On July 2, 2025, Brad Garlinghouse, the CEO of Ripple, confirmed that the company had applied for a national bank charter with the United States Office of the Comptroller of the Currency (OCC).  An approval could bring Ripple’s USD stablecoin under the supervision of federal banking regulators, boosting institutional clients’ confidence in RLUSD.  Grayscale Adds XRP to Its Digital Large Cap Fund (GDLC)   According to Jungle, another factor that could make 2025 a historic year for XRP is the token’s inclusion in Grayscale’s Digital Large Cap Fund (GDLC). Recall that Grayscale re-added XRP to GDLC in January 2024, joining other top assets like Bitcoin and Ethereum.  A few months later, Grayscale applied with the SEC to convert the product into a spot-based exchange-traded fund (ETF). The SEC initially approved the request on July 1 but later halted this decision the following day.  Multiple XRP Spot ETF Applications in Progress  Besides Grayscale’s GDLC, Jungle mentioned that there are several standalone XRP spot ETF applications in progress. Over 10 asset managers, including Bitwise, Franklin Templeton, 21Shares, and Canary Capital, have applied with the SEC to launch spot ETFs exclusively tied to XRP.  The SEC has a deadline of mid-October to decide whether most of these funds will launch in the U.S. Notably, industry experts like Eric Balchunas believe the SEC will approve at least one XRP ETF later this year.  BlackRock Considering Filing for XRP ETF  Furthermore, Jungle claimed that BlackRock is considering joining the race to launch an XRP ETF in the United States. This rumor surfaced after Garlinghouse disclosed that Ripple and the SEC will jointly withdraw their appeals, ending the five-year lawsuit. Despite the speculations, BlackRock has yet to submit an official application for an XRP ETF.  XRP Positioned as Bridge Asset for Global CBDC Corridors  According to Jungle, 2025 could be a historic year for XRP if central banks utilize the token as a bridge asset for cross-border CBDC flows. As multiple central banks explore CBDCs through collaboration with Ripple, Jungle believes XRP is positioned to serve as a bridge asset for these CBDC flows. However, this remains speculative. Meanwhile, several financial institutions have already leveraged XRP as a bridge asset for cross-border payments due to its ability to settle transactions instantly and at a minimal cost.  Robinhood and Bitstamp Launching Derivatives Exchange on XRPL  Furthermore, Jungle highlighted Robinhood and Bitstamp’s plans to launch a crypto derivatives exchange on the XRPL, potentially making 2025 a historic year.   Recall that in February, Robinhood, through its acquisition of Bitstamp, announced the upcoming launch of a crypto derivatives platform on the XRP Ledger (XRPL). At the time, crypto analyst WallStreetBulls speculated that the platform could channel liquidity worth trillions through XRPL.  Meanwhile, Jungle emphasized that these developments are not mere hype but real moves being lined up to make 2025 a memorable year for XRP. He asserted that the community knows what would happen if half of these developments come to fruition. In the meantime, XRP price is at $2.59 at press time, up 27.7% since the beginning of the year. XRP’s volume has spiked by 37% in the past day to $7.3 billion. It remains the fourth-biggest cryptocurrency with a market cap of $153.06 billion.