Sohei protocol is a new way to borrow and lend money without a central authority. You can put up your crypto tokens as collateral and borrow against another asset. The amount you can borrow depends on the type of asset you use as collateral. In addition, you can easily keep track of your collateral and borrowed assets on your dashboard.

HEI is the multi-utility token of the Sohei Protocol. The utility is twofold: HEI stakers earn a part of the revenue generated by the protocol, and both holders and stakers are entitled to vote on important governance decisions.