
Simplex
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Blockchain Service
Status
What is Simplex?
Simplex is a fiat-to-crypto payment processing infrastructure provider that enables users to buy and sell cryptocurrencies using traditional payment methods through integrated partner platforms. It handles transactions by accepting fiat payments via credit/debit cards, Apple Pay, Google Pay, SEPA, and other methods, converting them to over 200 cryptocurrencies like Bitcoin, Ethereum, and stablecoins, while assuming full fraud and chargeback liability to protect partners. The system operates as an EU-licensed financial institution with integrated fraud prevention, processing instant conversions without partners bearing risks, and supporting both onramp (fiat-to-crypto) and offramp (crypto-to-fiat) flows across more than 100 fiat currencies and 190 countries. Partners such as exchanges, wallets, and Web3 projects integrate Simplex's APIs for seamless user experiences, with all operations compliant with regulatory standards and backed by zero reported security incidents.
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