<p>PACT Finance is a decentralized finance protocol focused on on-chain lending, securitization, and private credit, primarily targeting emerging markets to expand access to credit. It operates the PACT token, a permissioned smart-contract platform that enables loan origination, payments, warehousing, and securitization fully on-chain. Built initially on blockchains like Celo and later migrated to Aptos for scalability, it standardizes loan data (loan tapes), tracks ownership, facilitates asset-based lending, and manages credit funds through tokenization of loans, facilities, and funds. </p><p>The protocol connects borrowers with global capital, provides transparent real-time visibility into loan performance, and reduces intermediaries for lower costs.Users include licensed lenders, fintechs, credit originators in emerging markets, investors seeking tokenized private credit, and borrowers gaining access to credit via mobile/internet. The $PACT token governs the DAO structure, enables staking (including vePACT for locked governance and fee accrual), and captures value through protocol fees used for buybacks/burns. Key mechanics involve on-chain issuance and management of financial assets, automated servicing, programmatic enforcement of lending rules, and integration with partners for risk management and origination.</p>

PACT Finance

PACT is a smart contract platform that enables loan origination, payments, warehousing, and securitization fully on-chain.

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Discover %exchanges_count% Best Exchanges Offering %markets_count% %code% Markets for Buying, Selling, and Trading %name%. Get insights on spread, 24-hour trading volume data, and quotes across DEX and CEX platforms.

Exchange	Pair	Last Price	Change (24H)	High (24H)	Low (24H)	Spread	Volume (24H)

Kraken	PACT/USD	USD 0.0001112 $ 0.0001112	-6.63% -$ 0.00…79	$ 0.0001096	$ 0.000143	2.855%	$ 16.99K PACT 152.79M
Gate	PACT/USDT	USDT 0.0001147 $ 0.0001145	-8.05% -USDT 0.00001004	USDT 0.0001302	USDT 0.0001117	0.148%	$ 6.50K PACT 56.74M

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