What is Nexio?

Nexio is an institutional Bitcoin credit infrastructure platform that enables verified institutions to lend and borrow BTC at fixed rates. It transforms Bitcoin holdings into productive fixed-income capital by providing lenders with predictable, BTC-denominated yields (secured through native custody without rehypothecation) and borrowers with efficient, compliance-ready BTC liquidity under transparent covenants. All transactions—including deposits, draws, and coupon payments—are recorded on-chain for real-time transparency and auditability.

The system uses segregated custody models (primarily native Taproot vaults with threshold Schnorr signatures for multi-party authorization, plus optional prime-custodian sub-accounts), borrower-specific Series with fixed terms and isolated risk, transferable uBTC receipts for secondary liquidity, and a Master Vault for programmatic diversification. It targets BTC treasuries and institutional funds as lenders, plus trading firms as borrowers, emphasizing on-chain verifiability, no rehypothecation, and enforceable covenants via Bitcoin-native features.