What is Percent?

Percent is a regulated private credit marketplace connecting accredited investors with alternative lending opportunities previously available only to institutions. The platform provides access to asset-backed securities, corporate loans, trade finance, merchant cash advance, and consumer receivables — with deal minimums starting at $500 and durations ranging from 6 to 36 months. Borrowers on the platform are specialty lenders — SMB financiers, invoice factoring companies, earned wage access providers — who use Percent to raise debt capital against their performing loan portfolios. Investors can participate in individual deals or through Blended Notes for diversified exposure. As of 2026, Percent has funded over $2B in deals and reported a 14.6% net ABS return for the trailing twelve months ending March 2026. Percent Securities, LLC is a registered broker-dealer, member FINRA and SIPC.