What is Gnosis Pay?

Gnosis Pay is a neobank launched by the Gnosis ecosystem, offering the self-custodial Visa debit card that allows users to spend stablecoins and cryptocurrencies directly from their on-chain Safe Smart Accounts without transferring funds to a custodial provider.

Users can obtain virtual or physical cards, fund them via fiat on-ramps (like personal IBANs for SEPA transfers) or crypto bridges/swaps on Gnosis Chain, and spend gaslessly at millions of Visa merchants worldwide, with features like programmable spending limits, no FX fees on many transactions, and support for stablecoins such as EURe, USDC, and GBPe.

Backed by Gnosis DAO and partnered with Visa through issuer Monavate, Gnosis Pay emphasizes true self-custody—funds remain in user-controlled wallets until the point of sale—while providing institutional-grade infrastructure for businesses to launch white-labeled card programs.

Available in select countries across Europe, UK, Latin America, and Asia, it bridges DeFi and traditional finance, enabling seamless real-world utility for digital assets with added perks like cashback for ecosystem participants.