dART users will secure insurance for their assets directly from the dART terminal, however, we will integrate our solution into other NFT marketplaces as well.

The ability to insure NFT assets will become easily accessible to all crypto users. As the value held in NFTs continues to grow, the ability to protect against risks becomes essential. dART will be the first platform allowing its users to insure their NFT assets, already securing partnerships with NFT exchanges to implement our platform.

Our vision

• The digital NFT art craze is earning creators millions. Digital artists are finally getting the recognition they deserve. We want the world to treat them with the same respect and attitude as the physical world's great painters. We will strive for that as we provide an enhanced level of security for all.
• With the art market's fascination with NFTs now reaching a fever pitch, we want to build a strong community of people striving to make the NFT market better and safer for collectors and artists.
• We strive to create safe and easy-to-use NFT insurance crypto products. We offer users an exciting opportunity to become the middleman between artists and buyers, between institutions and collectors.

How it works

Current crypto-insurance product implementations:

• KYC is required
• Insurance cannot be refunded or resold
• Insurance has to be purchased separately for each protocol, for set, pre-specified amounts
• Once purchased, insurance cannot be modified

NFT tokenized insurance removes KYC requirements and opens up a secondary marketplace to sell insurance coverage to possible buyers. However, it is still hard to navigate the applications, as they have complex UXs and other limitations, such as risk coverage providers like Nexus Mutual.

dART provides a proper smart contract insurance solution for dynamic coverage of NFTs across various protocols and marketplaces. dART automatically tracks user-owned NFTs as they move across protocols in real-time, allocating exact amounts of insurance so that your NFTs are always protected at the optimum rate. With dART, you only pay for the insurance amount you use and the total amount of time you used it for.

dART is the governance token for the system and performs the following functions:

• Staking in dART liquidity pools and staking LP tokens into governance staking. Earning LP fees plus staking rewards proportional to your share in the staking pool.
• Governance on protocol and system updates

The governance responsibilities include:

• Voting on updates to the dART network smart contract code
• Voting on changes to constants used in the fee model (such as insurance premium charge for buyers)

As a reward for staking tokens and participating in the system's governance, the dART DAO token holders may vote to share a portion of the revenue generated by the dART protocol to the community.