Analyst TARA published a five-cycle Fibonacci roadmap (0.618 extension on 12-month candlesticks) for XRP with targets: Cycle 1 $3.65 (July 2025 ATH anchor), Cycle 2 $8.68, Cycle 3 ~$22.50, Cycle 4 ~$59 and Cycle 5 $153 — >10,000% from current $1.52. The projection is price-only with no timeline; it assumes repeated pullbacks and multi-year cycle accumulation, and only reaches triple digits in Cycle 5. Key risks and adoption limits: critics note the massive inflows and multi-trillion market-cap required for $100+, and Ripple’s CTO and other commentators publicly doubt a near-term $100 outcome (market-cap feasibility, liquidity risk).

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Popular crypto pundit TARA has published a five-cycle Fibonacci roadmap for XRP on X, projecting that the crypto’s price will eventually surpass $100 in the long term.

The projections, which are based on 0.618 extension targets applied to XRP’s 12-month candlestick chart, trace a sequence of progressively higher cycle peaks, each one separated by corrections and extended accumulation periods, that culminate in a Cycle 5 top of $153.

Macro Targets For XRP

TARA’s projection framework begins with a pricepoint that is already settled history. Cycle 1, which she noted as complete, produced a top price of $3.65. This is relating to XRP’s current all-time high registered in July 2025. That confirmed peak is the anchor for the entire projection. Each subsequent cycle target is derived using Fibonacci extension methodology applied to XRP’s price structure on the larger timeframe.

The next three cycles form the bridge between XRP’s current price and the psychologically significant $100 threshold. TARA projected Cycle 2 will peak near $8.68, applying the 0.618 Fibonacci extension to the range established by Cycle 1. Cycle 3 follows with a projected top of approximately $22.50, and Cycle 4 extends the same 0.618 Fibonacci sequence to a peak around $59.

When Will The Altcoin Reach $100?

The most notable outcome from the projection is where the $100 level appears. According to the analyst, XRP does not reach triple digits in the next one or two cycles. Instead, the milestone only comes into view in Cycle 5, where the projected top is at $153.

There is no specific timeline attached to when XRP could cross $100. The analysis is centered strictly on price progression across macro cycles, leaving out any time-based predictions. The analyst also made it clear that each upward move would be followed by pullbacks, describing the journey as one that unfolds through many waves, repeated corrections, and a span of several years.

At the time of writing, XRP is trading at $1.52, and the $153 price target represents a gain of more than 10,000% from today. However, predictions about XRP breaking above $100 are not new among crypto analysts. In fact, the idea has been circulating for months. Some projections have been really extreme, with one analyst even arguing that XRP could reach $100 before Bitcoin climbs to $1 million.

On the other side of the debate, a few market commentators have pushed back strongly on this $100 price projection. Some crypto participants have pointed to the scale of inflows required for XRP to hit $100, noting that it would imply a multi-trillion-dollar market capitalization that exceeds the largest companies in the world. Even Ripple’s CTO has publicly cast doubt on the likelihood of XRP reaching $100 in the near term.