Two Paws is a protocol for taking on obligation for a limited period of time, with fixed interest rates and fixed repayment terms. The absence of liquidation and no involvement of bots or arbitrage algorithms means that all profits go to the side providing the loan. The protocol also provides borrowers with predictability and freedom, allowing them to better plan their finances. The lender of the loan receives fixed interest rates, while the other party agrees to make a loan repayment within the predetermined period.