Templar is the first decentralized reserve currency protocol available on the Binance Smart Chain based on the TEM token. Each TEM token is backed by a basket of assets (e.g. BNB, BUSD, TEM-BUSD LP) in the Templar treasury, giving it an intrinsic value that it cannot fall below. Templar also introduces unique economic and game-theoretic dynamics into the market through staking and bonding.

There are two main strategies for market participants: staking and bonding. Stakers stake their TEM tokens in return for more TEM tokens, while bonders provide LP or BUSD tokens in exchange for discounted TEM tokens after a fixed vesting period.