Smart Reward Tokens (SRT) are an ERC-20 governance and utility token for the Cash.Fi ecosystem. Cash.Fi holders are able to claim rewards and participate in select governance votes tied specifically to the play-to-earn features. The primary way that users are able to earn SRT is by submitting check-ins to be reviewed for quality; and posts with high-quality photos and captions are rewarded with SRT. The goal of SRT is to align incentives between Cash.Fi users and local businesses in new, novel ways. This alignment occurs because:

• Users are rewarded for exploring and documenting with Cash.Fi, while simultaneously being incentivized to hold on to their earned tokens to claim even more rewards.
• Local businesses are rewarded when people explore them, with the opportunity to have both increased sales and earn SRT when Cash.Fi users go there.

Cash.Fi is a social network for users who are into game-like features in their daily lives. Cash.Fi is built on the Ethereum blockchain to make the users experience a more decentralized and user-driven environment. Users will adopt the diverse activities in Cash.Fi. For example, checking in to the places they go and sharing those check-ins with friends. Each check-in made on CashFi has the opportunity to be monetized by SRT(Smart Reward Token).