Splyce Finance is a DeFi protocol that provides permissionless access to yield backed by real-world cash flows. The protocol offers two core products. Single Asset Vaults are fixed-rate, fixed-term lending markets where users deposit USDC and lend against tokenized real-world assets (such as institutional treasury funds BENJI and WTGXX). The lender's rate is locked at deposit for the full term, each vault holds one asset type to isolate risk, vault tokens are tradable onchain before maturity, and the system operates without oracles or cascading liquidations. The second product, splyceUSDC, is a yield-bearing stablecoin. Users deposit USDC and receive splyceUSDC, which compounds yield directly into the token's value across Stellar, Solana, and Sui chains.
