SmartFi is a unique cryptocurrency monetary system. It combines monetary policy with the freedoms of cryptocurrency to create self-sustaining open-lending platforms. Smartfi token holders become the beneficiaries of the wealth creation that would otherwise accrue to traditional lenders like banks and commodity producers. Token holders also participate in the monetary policy that manages the system. SmartFi networks eliminate transaction fees. SmartFi has developed a unique combination of decentralized and centralized trading and lending platform solutions that work together with a precisely correlated hedge that creates the SFUSD stablecoin. It doesn’t need a peg and doesn’t charge a transaction fee. SMTF is the medium for wealth creation that is generated in the SmartFi lending process.