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RociFi is a decentralized zero and under-collateralized lending protocol.The RociFi protocol leverages on-chain data, machine learning and decentralized identity data points, including Twitter and GitHub accounts, decentralized autonomous organization (DAO) participation and non-fungible token (NFT) ownership. RociFi relies on decentralized identity providers that use technology such as zero-knowledge proofs to only share pertinent user information.Borrowers are assigned a non-fungible credit score (NFCS) ranging from 1 to 10 with lower scores representing lower risk. Users can burn the nontransferrable NFCS token and associated addresses at any time if they’re concerned about privacy or no longer want to use it.

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RociFi

RociFi is a decentralized zero and under-collateralized lending protocol.

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