What is Plutus?

Plutus is a financial platform that integrates traditional fiat currencies and cryptocurrencies within a single application. The service combines a centralized fiat current account with non-custodial cryptocurrency features.

Users connect their personal cryptocurrency wallets to the app, retaining control over their private keys. The platform utilizes a built-in decentralized exchange (PlutusDEX) to facilitate swaps between asset types without third-party custody.

Plutus provides a debit card that allows users to fund payments using fiat currency or converted cryptocurrency. Transactions made with the card generate a 3% reward in cryptocurrency.