Moneta is a decentralized finance protocol (DeFi) that allows users to borrow Ethereum (ETH) using their cryptoassets as collateral, without having to sell them. It targets a diverse audience, including individuals with little capital and long-term investors, providing fast loan approval through a streamlined process. The platform has automatic liquidation guarantees and low initial fees. The protocol also integrates the MNTA token, which provides users with useful benefits such as reduced fees, improved loan terms and management rights.