What is Meliux?

Meliux is building a finance app that combines banking, crypto assets, stocks, and tokenized real-world assets in one account. The planned product includes international transfers, virtual and physical cards, crypto buying and holding, fractional access to equities, RWA exposure, lending/borrowing, and staking.

Its AI features act as an embedded assistant layer, including a portfolio advisor, finance copilot, personalized insights, and risk or fraud monitoring. The project is still early-stage: the site describes a closed beta, a 2026 seed round, and a roadmap covering EMI/CASP licensing, neobank beta launch, EUR transfers, cards, and a future token generation event.