What is Inflow?

InflowPay is a payment service provider that enables businesses to accept payments globally using open banking and self-custodial wallets. It removes traditional intermediaries to lower transaction costs and speed up settlement times.

Key Features:

• Direct Bank Transfers: InflowPay supports direct bank transfers, allowing customers to pay straight from their bank accounts. This method is useful for large business payments and is widely used in several regions for consumer transactions.

• Self-Custodial Wallets: Merchants use self-custodial wallets, meaning that only they have access to their funds. No third party, including InflowPay, can freeze or restrict the account.

• Integration with Web3: InflowPay allows businesses, especially in the Web3 and crypto space, to accept traditional payments without KYC requirements and integrate smart contract logic.

• Instant Payouts: Merchants receive immediate payouts to local bank accounts or crypto wallets, with no delay even for the first payout.

• API Integration: Simple and efficient APIs are available for integrating InflowPay into online platforms, enabling smooth payment acceptance and fund management.

Use Cases:

• E-Commerce: Merchants can accept payments globally via self-custodial wallets.

• Buy-Now, Pay-Later: InflowPay provides access to customer financial insights, enabling secure and informed decision-making for installment-based payments.

• Web3 & Crypto: Businesses can accept traditional fiat payments while integrating smart contracts, without the need for KYC.