What is Grove?

Grove Finance is an institutional-grade credit infrastructure protocol within the Sky Ecosystem (formerly MakerDAO). It serves as a non-custodial capital allocation layer that routes stablecoin liquidity, primarily USDS and USDC, into diversified onchain credit strategies and real-world asset opportunities.

The protocol offers Grove Savings, where users deposit USDS/USDC to earn the Sky Savings Rate while receiving sUSDS — a fully liquid, composable yield-bearing token with no lock-ups. It features Grove Allocator for institutional-scale deployments with onchain visibility, rate limiters, exposure caps, and governance controls, plus Grove Financing for dynamic lending across venues like Morpho and Aave.

All positions and allocations are transparent and verifiable onchain, with a public Grove Data dashboard showing real-time deployments, performance, and capital structure.