Creditum is a lending and borrowing protocol within the Fantom Ecosystem that allows users to borrow (or mint) cUSD, a stablecoin pegged at $1 USD, by posting different tokens as collateral. With access to cUSD, users are able to earn an annualized percentage yield (APY) on available farms to earn CREDIT and gain access to other benefits as future projects are launched.

Users can farm Creditum (CREDIT) governance tokens by supplying liquidity to the following 2 pools at launch. By supplying liquidity in either one or both of these pools, users can take advantage of their existing assets to earn additional capital:

• CREDIT-wFTM Spooky pool 
• cUSD-2pool Curve pool.