Copper is a digital banking service aimed at teens.Seattle-based Copper offers features such as personalized debit cards, access to 50,000 ATMs and support for digital wallets like Apple Pay, Google Pay and Samsung Pay.&nbsp;Parents use Copper to send money to teens and monitor their teens’ spending, the company touts. Teens can do things like set up direct-deposit for after-school and summer jobs and pay friends using P2P transfers. The fintech also offers tips on what it describes as “finance fundamentals” such as dividends, budgeting and compound interest.&nbsp;The startup aims to give its customers the ability to direct funds from their accounts into a “wide range” of investments — from stocks to mutual funds to cryptocurrency. The move was in part based on demand from its users, according to CEO and co-founder Eddie Behringer.Copper makes its revenue primarily from interchange fees. It also can make money if a parent funds their account instantly through a feature it offers called “Instant debit load,” although according to Behringer, the “large majority” of parents fund their accounts via ACH using Plaid for no cost.

Copper Banking

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