BNBPay is a decentralized scalable crypto payment gateway tailored for merchant transactions. BNBPay incorporates the ERC-1363 protocol to enable users to pay expenses using $BPAY tokens and crypto tokens. On top of that, users are rewarded with $BPAY tokens as they spend their crypto tokens. BNBPay's objective is to become the most widely used crypto payment for commerce. (Both eCommerce and brick and mortar shops). Transaction confirmation in each payment will be ready in less than 5 seconds which makes it well-suitable for any in-store purchase.

The BNBPay ecosystem is made up of 4 essential components:

• BNBPay Wallet for Android and IOS
• BNBPay eCommerce payment plugins for popular eCommerce platforms
• BNBPay POS (Point of Sales) system
• BNBPay reward system that will allow users to stake and earn $BPAY.

Key features of BNBPay:

• Decentralized payment. BNBPay offers decentralized payment which eliminates the need for independent third parties such as trustees, processors, clearinghouses, exchanges, and settlement organizations who function to verify and validate the information
• Fixed transfer fees. Whether you are paying or transferring $5 or $500,000, you only pay pennies in transfer fee
• Protects the identity. Pseudonymous payment protecting you from tracking from 3rd parties
• Instant payments. Near-instant payment confirmation.