Ready (formerly known as Argent) is a self-custody crypto wallet that functions as an on-chain bank.
Founded in 2017, it emphasizes user control over assets with non-custodial smart contracts. The platform allows users to:
deposit fiat cash in 6 currencies across 150+ countries via bank, exchange, or wallet transfers
buy/hold/swap crypto (Bitcoin, ETH, USDC, and more with low fees), stake/invest to earn yields (up to 9% on BTC, ETH, USDC)
spend crypto seamlessly via the Ready Card—a Mastercard-powered debit card for online/in-real-life payments anywhere Mastercard is accepted, with no FX fees, cashback rewards, and fraud protection
Built on Ethereum with smart account features like built-in two-factor authentication, it offers 24/7 support and is targeted at cryptocurrency users who value ease of use: beginners for easy registration, DeFi users for rewards/staking, and those converting fiat to crypto through spending.
