ZILO and Ripple launch integrated digital transfer agency platform with strategic investment

UK-based AI-driven asset and wealth management software provider ZILO has launched a fully integrated Digital Transfer Agency (DTA) platform designed to unify traditional mutual fund administration with digital asset functionality. The platform allows asset managers and fund administrators to run digitally native issuance and traditional fund operations within a single system.

As part of the launch, ZILO announced a strategic partnership with Ripple, which is joining as a strategic investor. The collaboration combines ZILO’s transfer agency and fund administration capabilities with Ripple’s digital capital markets infrastructure built on the XRP Ledger (XRPL).

ZILO’s platform is aimed at institutional clients seeking to consolidate separate technology stacks for traditional and digital assets. It supports minting and tokenising traditional fund units as digital twins on distributed ledgers, issuing digitally native securities with atomic on-chain settlement, managing on-chain compliance and collateral mobility, and running settlement, reconciliation, payments, corporate actions and regulatory reporting across both asset types.

Under the partnership, ZILO is providing Ripple with a DTA solution to support Ripple’s growing institutional client base in digital capital markets. The platform uses a configuration-led approach to asset design, enabling institutions to define fund structures, share classes and jurisdictional rules via an interface that is then translated into on-chain logic, without requiring engineering resources.

The system tracks legal ownership in real time as assets change hands, targeting use cases across collateral, margin, repo and treasury workflows with full lifecycle visibility. ZILO said it continues to expand its client base, including systemically important global financial institutions.

“The future of fund administration is not a choice between traditional and digital; it is the seamless integration of both. ZILO has built the only platform that treats transfer agency as a single capability regardless of whether the underlying asset is a traditional mutual fund or a tokenised product. Our partnership with Ripple reinforces this vision and accelerates our ability to deliver transformative infrastructure to the world’s largest financial institutions,” said Phil Goffin, Founder & CEO of ZILO.