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David Schwartz Says His “XRP Can’t be Dirt Cheap” Comment Came from a Payment PoV


David Schwartz Says His “XRP Can’t be Dirt Cheap” Comment Came from a Payment PoV

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Apr 3, 2026: David Schwartz, Ripple CTO Emeritus, clarified his “XRP can’t be dirt cheap” remark was intended from a payments point of view. He argued XRP’s price should track its payment utility and adoption, signaling potential upside as on‑chain payments and institutional use grow; relevant to crypto, Ripple, XRP, payments, token adoption.

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The Ripple CTO Emeritus, David Schwartz, recently stressed that his "XRP can't be dirt cheap" comment came from a payment point of view. Schwartz, former CTO at Ripple, has again explained his long-held view on XRP's price and how it relates to its use in payments.

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