Math Made Simple: Why Capital Is Moving from 4.3% US Treasuries to DeFi’s 22% Stablecoin Yields

• Over $35T in U.S. fixed-income assets faces rotation amid expected Fed rate cuts.
• Stablecoin DeFi lending offers 12–22% yield, attracting capital from money markets.
• Ethereum, Solana, and Sui emerge as key networks for stablecoin issuance post-GENIUS Act.

A growing number of investors are starting to shift their liquidity from traditional instruments like Treasury bills and money market funds into decentralized finance (DeFi) platforms, as anticipation builds around possible U.S. Federal Reserve rate cuts. 

On-chain data and financial trends show that a portion of the trillions of dollars tied to fixed-income assets is preparing to move into decentralized, yield-generating strategies. DeFi stablecoin lending has emerged as a major beneficiary of this trend.

The TradFi Picture: Trillions in Low-Yield Cash

As of Jul…

The post Math Made Simple: Why Capital Is Moving from 4.3% US Treasuries to DeFi’s 22% Stablecoin Yields appeared first on Coin Edition.