Bybit rolls out XRPfi with Doppler Finance, offering up to 5% APR on XRP 

Bybit has partnered with Doppler Finance to introduce XRPfi, a new fixed-term yield product that enables XRP holders to earn yield. The product offers a 90-day investment period, with returns up to 5% APR, including a 2.5% bonus supported by a 30,000 XRP incentive pool.

According to Bybit, the promotional period will run from April 13 to July 12, 2026, and returns will be distributed in a single payout at maturity, combining both principal and accrued yield. Funds will also remain locked for the duration of the term.

Meanwhile, Doppler Finance will handle strategy execution, applying market-neutral approaches to help deliver more stable returns. Bybit, on the other hand, has stated that assets will remain within its platform infrastructure. That will allow users to retain custody while benefiting from externally executed strategies. 

XRPfi requires no active management or variable-rate product exposure

According to the Bybit team, XRPfi’s structure provides a defined baseline return with potential additional promotional yield. However, it does not require active management or exposure to variable-rate products. The offering also represents one of the first fixed-term savings models designed specifically for XRP.

“We built Doppler specifically to unlock secure yield for XRP as a non-staking asset…Bybit’s global reach and trusted brand allow us to bring these institutional-grade capabilities to a significantly larger audience, backed by transparency and verifiability designed for XRP holders.”

• Rox, Head of Institutions at Doppler Finance

Meanwhile, participation is subject to eligibility requirements, including identity verification and regional restrictions. However, the product may not be available in certain jurisdictions or for some account types. Institutional users are eligible to participate, but Islamic accounts are excluded. 

China, Uzbekistan, Hong Kong, France, India, and Kazakhstan are some of the restricted countries, and participants from Service Restricted Countries are not eligible to participate in the campaign. Users who profit from malicious behaviors, including opening multiple accounts, sneaking in additional experience fees, or engaging in other fraudulent activity that may cause harm, will automatically be disqualified. Bybit reserves the right to amend the program terms at any time.

APR may also vary depending on market conditions, and all participants must comply with its terms of service. However, the product offers a guaranteed 2.5% baseline APR, and users can earn additional APR during the campaign period as a promotional bonus.

XRP-Doppler partnership solves XRP’s native staking support

Jerry Li, the Head of Earn and Wealth Management at Bybit, says expanding XRP’s utility has been an important priority because it remains the ecosystem’s core asset for its users. The partnership solves XRP’s long-standing structural challenge, the failure to support native staking. 

Doppler Finance, on the other hand, delivers an institutional-grade alternative through fully audited reserves, regulated custody, and a real-time verification framework specifically designed for non-staking assets like XRP. XRPfi’s architecture integrates reserve attestations, risk-management strategies, and yield vaults to provide XRP holders with transparent, compliant yield generation.

Bybit users will gain access to XRP yield options with improved capital efficiency and safety through Doppler’s institutional-grade vault infrastructure. The integration delivers a unified experience tailored to both institutional and retail participants. It also supports the exchange’s broader mission to link innovative on-chain opportunities with high-assurance financial infrastructure.