Charles Schwab Crypto Exec Says XRP Ledger Is Evolving Into a Stablecoin Network
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Jim Ferraioli, Head of Crypto Research at Charles Schwab, said on the Thinking Crypto podcast (Aug 11, 2026) that the XRP Ledger is evolving from a payments blockchain into a network for stablecoin transactions. This shift could increase XRPL adoption for stablecoin settlement and DeFi use cases, potentially boosting token utility and encouraging DEX/CEX integrations and new token launches while highlighting security and liquidity considerations.
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Charles Schwab’s Head of Crypto Research, Jim Ferraioli, says the XRP Ledger (XRPL) is evolving from a payments blockchain into a network for stablecoin transactions. He shared this view while speaking on the Thinking Crypto podcast with host Tony Edward.
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