XRP News: Japanese XRP Payment Pilots Report 60% Savings Over SWIFT

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XRP Tokyo 2026 pilots: Japanese bank pilots reported cross-border payments using XRP settled in under 4 seconds and were ~60% cheaper than SWIFT, highlighting settlement speed and cost savings for crypto payments adoption. SBI and Ripple advance corridor strategy via SBI Ripple Asia; SBI said in 2025 it was discussing handling of RLUSD, signaling institutional integration and potential liquidity/on‑ramp development. Regulatory backdrop: Senate Banking Committee released a bipartisan negotiated agreement in January, which could provide clarity impacting institutional uptake and market impact.
- Reports from XRP Tokyo 2026 say Japanese bank pilots processed cross-border payments with XRP.
- SBI said in 2025 that discussions were underway at SBI VC Trade regarding the handling of RLUSD.
- The Senate Banking Committee already released a bipartisan negotiated agreement in January.
Japanese financial institutions are putting XRP’s payments use case back at the center of the market after reported pilot results from Tokyo showed faster settlement and sharply lower transfer costs.
The pilots, presented at XRP Tokyo 2026, reportedly showed that cross-border payments using XRP settled in under four seconds and came in about 60% cheaper than SWIFT-based transfers.
SBI and Ripple have been building this corridor strategy for years. SBI said it jointly established SBI Ripple Asia with Ripple, and SBI Remit started Japan’s first international money transfer se…
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