Ripple CTO Emeritus Says Higher XRP Price Makes Payments Cheaper

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Ripple CTO Emeritus David Schwartz clarified (reported 2026-03-30) that a higher XRP price makes per-transfer costs cheaper when liquidity and other conditions remain constant, reframing a long-standing statement about XRP economics. Crypto implication: a stronger XRP price can lower on‑chain payment costs and increase the attractiveness of using XRP for cross-border payments and liquidity corridors (crypto, XRP, payments, liquidity, adoption). Market impact: the clarification is constructive for adoption and demand signals for XRP but depends on liquidity, network conditions, and market structure.
Ripple CTO Emeritus David Schwartz has clarified a long-standing statement about the economics of using XRP for payments. According to Schwartz, the higher the price of XRP, the cheaper it becomes to transfer value, assuming other conditions remain the same.
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