Expert Says XRP Efficiency in Payments Lies in Velocity, Not Locked Liquidity

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Community figure Eri argued XRP's cross-border settlement efficiency depends on transaction velocity rather than massive locked liquidity, describing fiat-to-XRP conversion, international transfer within seconds, and near-instant reconversion to local currencies. The view implies lower capital requirements for payment corridors and strengthens crypto payments adoption and rails for CEXs and DeFi by reducing liquidity burdens.
Popular community figure Eri recently argued that XRP does not require massive locked liquidity for cross-border settlements. Her commentary highlights XRP’s efficiency in payment corridors, particularly in systems where fiat currencies are converted into XRP, transferred internationally within seconds, and then exchanged back into local currencies almost instantly.
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