Is This XRP Proposal on the SEC Website Real? Questions Swirl

• A new proposal outlines a timeline for full XRP adoption by March 2026.
• XRP could free up $1.5 trillion in banking liquidity and save $7.5 billion.
• SEC can also classify XRP as a payment network to eliminate legal barriers.

A new proposal by Maximilian Staudinger, found on the SEC website, suggests Ripple’s XRP could unlock trillions in economic potential for the US, freeing up $1.5 trillion and cutting $7.5 billion in fees.

According to the unverified document, the plan outlines a phased approach, beginning with a six-month sprint to resolve legal issues. The proposal suggests that by September 2025, the government would begin testing XRP for payments like tax refunds and Social Security disbursements. It further claims that full integration would follow, with banks adopting XRP to replace traditional banking systems by March 2026. 

The proposal also includes a fast-track process, enabling legal clearance within months through a Presidential Executive Order, with XRP testin…

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