What is OpenReserve?

OpenReserve is a blockchain-native financial institution and digital banking infrastructure provider founded by fintech executives Dee Choubey and Rick Correia. The company has received preliminary conditional approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish OpenReserve Bank, National Association, combining full-service regulated commercial banking with native onchain settlement capabilities.

The platform operates on an API-driven programmable core ledger designed to deliver continuous 24/7 liquidity, institutional treasury management, and capital markets connectivity. Its offerings encompass the issuance of the GENIUS Act-compliant ReserveUSD (rUSD) stablecoin, tokenized deposits, asset-backed financing, and an integrated broker-dealer framework that bridges institutional balance sheets with onchain capital markets.