Stablecoin usage is booming—but JPMorgan says size isn’t everything

2026 JPMorgan research (led by Nikolaos Panigirtzoglou, summarized by Moneywise) finds stablecoin activity rising as payments shift to real-time; “consumers and businesses increasingly expect funds to move as fast as information.” Trend implies higher stablecoin transaction velocity and faster on‑chain/off‑chain rails, supporting crypto payments, DeFi, DEX/CEX rails and token utility, but not necessarily a larger market cap. Key implication for adoption and fundraising: payment-focused token issuance and infrastructure upgrades gain priority for fintechs and crypto platforms.