China To Launch Digital RMB 2.0 on Jan 1 With Smart Contract Integration
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China's PBOC will launch Digital RMB 2.0 on January 1, 2026, incorporating smart contracts and distributed ledger technology. By September 2025, digital yuan transactions reached 14.2 trillion yuan, reflecting significant adoption and integration into the national banking system.
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- PBOC launches Digital RMB 2.0 framework on January 1 with smart contract support.
- Digital yuan transactions reached 14.2 trillion yuan by end of September 2025.
- The new system integrates distributed ledger technology and programmable payments.
China’s central bank will launch an upgraded digital yuan framework on January 1, 2026. The People’s Bank of China announced the new governance and operational system for e-CNY, commonly referred to as “Digital RMB 2.0.” This update transitions the currency from pilot-stage digital cash to a fully integrated component of the national banking system.
Lu Lei, Vice Governor of the PBOC, announced the Action Plan on Further Strengthening the Management and Service System and Related Financial Infrastructure Construction of Digital RMB. The new generation of digital RMB measurement framework, management system, operating mechanism…
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