Stablecoin Growth Poses a $500B Risk to Bank Deposits and Net Interest Margins
Feb, 01, 2026
< 1 min read
by Wayne Jones
for CryptoPotato

Share:
U.S. banks are increasingly at risk of losing deposits to the digital assets space as stablecoins continue to gain traction.
The concern comes amid growing stablecoin adoption, with the total supply in circulation having risen by roughly 40% over the past year to just over $300 billion.
Stablecoin Growth Poses a $500B Risk to Bank Deposits and Net Interest Margins
Feb, 01, 2026
< 1 min read
by Wayne Jones
for CryptoPotato

Share:
U.S. banks are increasingly at risk of losing deposits to the digital assets space as stablecoins continue to gain traction.
The concern comes amid growing stablecoin adoption, with the total supply in circulation having risen by roughly 40% over the past year to just over $300 billion.

