Crypto Gets a Seat at the Table as US Housing Regulator Recognizes Digital Assets
- FHFA mandates Fannie Mae and Freddie Mac to include crypto in mortgage risk assessments.
- Only crypto on U.S.-regulated exchanges qualifies with risk adjustments applied.
- Proposals require board approval before FHFA review and implementation.
The U.S. Federal Housing Finance Agency (FHFA) has issued a directive requiring Fannie Mae and Freddie Mac to incorporate cryptocurrency holdings into their risk assessments for certain home loans. This changes how these government-sponsored enterprises (GSEs) evaluate borrower assets for mortgage approval and risk management.
What Does the New FHFA Directive Mandate?
The official order, Decision No. 2025-360, requires the two mortgage giants to treat cryptocurrency as a valid asset for diversifying a borrower’s wealth. Until now, cryptocurrencies have been excluded from mortgage risk a…
The post Crypto Gets a Seat at the Table as US Housing Regulator Recognizes Digital Assets appeared first on Coin Edition.
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Crypto Gets a Seat at the Table as US Housing Regulator Recognizes Digital Assets
- FHFA mandates Fannie Mae and Freddie Mac to include crypto in mortgage risk assessments.
- Only crypto on U.S.-regulated exchanges qualifies with risk adjustments applied.
- Proposals require board approval before FHFA review and implementation.
The U.S. Federal Housing Finance Agency (FHFA) has issued a directive requiring Fannie Mae and Freddie Mac to incorporate cryptocurrency holdings into their risk assessments for certain home loans. This changes how these government-sponsored enterprises (GSEs) evaluate borrower assets for mortgage approval and risk management.
What Does the New FHFA Directive Mandate?
The official order, Decision No. 2025-360, requires the two mortgage giants to treat cryptocurrency as a valid asset for diversifying a borrower’s wealth. Until now, cryptocurrencies have been excluded from mortgage risk a…
The post Crypto Gets a Seat at the Table as US Housing Regulator Recognizes Digital Assets appeared first on Coin Edition.
Read More
Trump’s Search to Replace Jerome Powell Is Reportedly Down to These ‘Two Kevins’