Crypto Gets a Seat at the Table as US Housing Regulator Recognizes Digital Assets
- FHFA mandates Fannie Mae and Freddie Mac to include crypto in mortgage risk assessments.
- Only crypto on U.S.-regulated exchanges qualifies with risk adjustments applied.
- Proposals require board approval before FHFA review and implementation.
The U.S. Federal Housing Finance Agency (FHFA) has issued a directive requiring Fannie Mae and Freddie Mac to incorporate cryptocurrency holdings into their risk assessments for certain home loans. This changes how these government-sponsored enterprises (GSEs) evaluate borrower assets for mortgage approval and risk management.
What Does the New FHFA Directive Mandate?
The official order, Decision No. 2025-360, requires the two mortgage giants to treat cryptocurrency as a valid asset for diversifying a borrower’s wealth. Until now, cryptocurrencies have been excluded from mortgage risk a…
The post Crypto Gets a Seat at the Table as US Housing Regulator Recognizes Digital Assets appeared first on Coin Edition.
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Crypto Gets a Seat at the Table as US Housing Regulator Recognizes Digital Assets
- FHFA mandates Fannie Mae and Freddie Mac to include crypto in mortgage risk assessments.
- Only crypto on U.S.-regulated exchanges qualifies with risk adjustments applied.
- Proposals require board approval before FHFA review and implementation.
The U.S. Federal Housing Finance Agency (FHFA) has issued a directive requiring Fannie Mae and Freddie Mac to incorporate cryptocurrency holdings into their risk assessments for certain home loans. This changes how these government-sponsored enterprises (GSEs) evaluate borrower assets for mortgage approval and risk management.
What Does the New FHFA Directive Mandate?
The official order, Decision No. 2025-360, requires the two mortgage giants to treat cryptocurrency as a valid asset for diversifying a borrower’s wealth. Until now, cryptocurrencies have been excluded from mortgage risk a…
The post Crypto Gets a Seat at the Table as US Housing Regulator Recognizes Digital Assets appeared first on Coin Edition.
Read More
September Fed Rate Cut Is Now a “Go,” Say Barclays and BNP After Powell Speech