Goldfinch GFI Price $ 3.64

Goldfinch is a decentralized credit platform for crypto loans without collateral. This is the missing piece that finally unlocks crypto lending for most people in the world.

Real-world impact

• Goldfinch expands access to capital in emerging markets where crypto can truly empower financial inclusion.

10K+ borrowers and growing

• The protocol is already serving thousands of borrowers across India, Mexico, Nigeria, and Southeast Asia.

Stable 10%+ yield

• High-quality borrowers provide expected 10-14% APY from real-world activity uncorrelated with crypto.

How It Works

• Liquidity Providers supply capital to the Senior Pool. The protocol automatically allocates the Senior Pool to the senior tranches of Borrower Pools.
• Borrowers propose pools (with terms like the interest rate) for the Backers to assess.
• Backers supply capital to the junior tranches of Borrower Pools.